Empowering business to serve more customers, build better products, and make smarter decisions with financial transaction data.

The Future of Financial Services is Here

With the rise of open banking, consumers can connect accounts and share their financial histories quickly and easily. Prism Data helps you understand those histories and turn them into innovative products and experiences. 

The Forefront of Financial Inclusion

Prism Data was built by the same team that created the Petal Card, a responsible credit card for the modern world. Petal and its partner WebBank launched a consumer credit card in 2018, aiming to fix deep-seated problems in the U.S. credit system—more than 50 million people lack a traditional credit score, and tens of millions of others have thin or stale credit information, excluding them from mainstream access. 

To do this, the Petal team developed a next-generation transaction intelligence platform—Prism Data—to help turn consumer banking history into rich financial insights and predictive risk scores. After years of testing, analysis, and improvement, Prism Data’s insights and predictive models have become a reliable substitute to traditional credit history, and a powerful, differentiated tool in risk management more broadly.

Interested in learning more about our journey to launch Prism Data? Check out this blog post from our co-founder and CEO, Jason Gross.
What will you build with Prism Data?
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Prism Data is made up of data scientists, software engineers, risk managers, and operators working with partners to create innovative and inclusive financial products. If you’re interested in being part of the team, we’d love to hear from you! Email us your resume and let us know how you’d like to get involved.