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The CashScore allows partners to measure credit risk, just like a credit score, but based on financial transaction history rather than credit history. It leverages thousands of financial data points that are missing from traditional credit scores, describing a consumer’s key financial factors, like income, assets, expenses, and financial volatility. You can read more about the CashScore here.
No, Prism Data is a software platform that helps partners analyze financial transaction data that they have already obtained. Prism Data is compatible with leading financial transaction data aggregators and all standard DDA file formats.