Prism Data is the pioneer of cash flow underwriting, a breakthrough new approach that is bringing the credit system into the 21st century. More than 50 million people in the United States lack a traditional credit score, leaving them effectively shut out of the system. Credit reports can be inaccurate and stale, and lack important information about a borrower’s financial wellbeing. Almost everyone, however, has a bank account or deposit product, rich with transactional data that is more timely and accurate than traditional credit data. Prism uses cutting-edge ML to transform raw bank account transaction data into powerful insights and scores that provide a differentiated, incremental view of risk - to use alone where no credit information is available, or to complete the picture of a consumer’s financial life.
We’ve enabled lenders to approve thousands of consumers with no credit score who actually perform as well as prime borrowers. We’ve helped financial institutions improve loss rates by as much as 30%. And we’ve unlocked countless new opportunities to enhance the status quo in financial services. Over the last several years, we’ve honed our technology across billions of dollars in loan originations and millions of consumer credit applications - experience that has resulted in maturity, reliability, compliance, and predictive power that is unrivaled in the market today. Having recently spun out of Petal, we are now fully independent and are laser-focused on broadening Prism’s reach in the market. We’re supporting a growing number of partners today, are piloting with leading fintechs and some of the largest banks in the country, and we’re just getting started. We’re excited to help our partners solve big problems and power the next generation of financial innovation, and are looking for the right people to join our team and help us do exactly that. To learn more, visit www.prismdata.com.
At Prism, we’re looking for people who are both high-performing and low-ego that want to win together. We’re building a game-changing company with an important mission from the ground up—an experience both incredibly rewarding and incredibly challenging. We’re a small, close-knit team where every member is significant and every member is expected to make an impact. If this sounds like the right environment for you, even if you don’t meet exactly the requirements in our job description, we invite you to apply!
We are seeking a highly skilled and experienced Senior Sales Executive to join our growing team. In this role, you will be responsible for selling Prism Data’s cash flow underwriting solutions to banks and credit unions. Our CashScore, Insights, and Income products are powered by open banking data, providing valuable insights into borrowers' financial behavior and creditworthiness. As a Senior Sales Executive, you will leverage your deep industry knowledge and network (specifically in credit risk), consultative selling skills, and understanding of open banking concepts to position our solutions as a game-changer in the credit risk management landscape, particularly as open banking takes hold in the United States.
We are an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. We’re proud to be different, together.
Prism provides standard ranges in order to be compliant with local legislation as well as to provide greater transparency to candidates. The compensation information provided here is based on a good faith estimate at the time of this job posting.
The salary range for this position is $150,000 - $280,000. Ranges are based on function, level, and office location, and are benchmarked against similar stage companies. Exact compensation amounts are determined by multiple factors including but not limited to skill set, level of experience, and office location, and may vary above or below from the amounts listed above.
The salary range listed is just one component of Prism’s total compensation package for employees. This position may also be eligible for equity awards, annual bonuses, short- and long-term incentives, and program-specific awards in accordance with the terms of Prism’s variable compensation plans.